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Our Home Equity Loan Debt Consolidation Program

Also called a second mortgage, home equity loan debt consolidation allows you to convert the equity in your home into cash to pay off your high-interest debts. Equity refers to the current appraised value of your home minus the amount you owe on your mortgage. For instance, if your home is worth $200,000 and you owe $180,000 on your mortgage, you would have $20,000 of home equity. Home equity loan debt consolidation allows you to devote this money to combine your many, high-interest debts into one easy monthly payment. Instead of paying dozens of creditors each month, you make one payment to one creditor once a month. Because home equity loan debt consolidation is a loan that is secured against your home, the lender's risk is reduced in lending to you. This means you will enjoy lower interest rates than you would with a traditional debt consolidation loan. Lower interest rates translate into lower monthly payments, which can help you get out of debt faster. Here are some of the benefits of our home equity loan debt consolidation program:

• Two-minute loan finder (find your loan in two minutes or less)
• Special low-interest lenders for those with average or poor credit
• Highly competitive interest rates
• Good relationships with mortgage industry leaders
• Minimal fees
• Free, time-saving application process

Good Candidates for Home Equity Loan Debt Consolidation

You might be wondering if you are a good candidate for home equity loan debt consolidation. To help your decision, we've compiled a list of characteristics that make a good candidate for the program. Home equity loan debt consolidation can help you if:

• You are a homeowner with positive equity in your home
• You have at least $5,000 in debt
• You have high-interest debts
• You have many debts to many creditors
• You would like to reduce your monthly payments
• You would like to get out of debt more quickly

Please visit the next page for a step-by-step consolidation plan.